Home Equity Loans
YOUR HOME. BETTER.
Wouldn't it be nice to remodel the kitchen, deck out the garage, or maybe landscape the backyard for your best bud and helper?
Our Home Equity Loans and HELOCs can provide you with the extra cash you need... to pay down debt, add a pool for the kids, or put a down payment on an RV or second home.
So let's get started... you focus on your projects and we'll focus on getting you the loan.
Home Equity Lines of Credit (HELOCs)
- Variable loans from $25,000 to $500,0001
- Borrow up to 80% of your owner occupied home's value
- 10-year draw period and 20-year repayment period
- No prepayment penalty
- Online access to funds as you need them
Home Equity Loans
- Fixed loans from $25,000 to $500,0001
- Borrow up to 80% of your owner occupied home's value
- Up to 20-year repayment period
- No prepayment penalty
Together...
Together, we can make
your financial goals a reality.
Basic Elements - Legal Text
1Sample payment based on a $25,000 loan for 5 years at 5.50% APR would be $477.52. Processing fees can range from $487 to $1,337 for California and $312 to $1,192 for Nevada, paid by the borrower. Additional fees may apply subject to type and evaluation of property, ownership and lien status. All loans are subject to Credit Union policies and procedures. SCE FCU NMLS# 456631 Equal Housing Lender.