Personal Finance

The U.S. economy is cyclical in nature, surging ahead and pulling back in waves over time. Investors’ portfolios need to change with the rise and the fall of that economic tide.

A cosigner is a person who applies for a credit product with someone who may not qualify on their own, and takes equal responsibility for the account.

Despite the popularity of credit card accounts, it’s easy for cardholders to make mistakes costing them money.

For the first time in recent history, October surpassed June as the most popular month to get married. And these autumn-loving brides may be on to something: Although the spring months are notoriously the best time to buy real estate (as well as have a wedding), fall may be the new ideal season to buy a home.

Unfortunately, in many areas, September is still early in the fire season. Nine of the ten costliest wildfires in U.S. history ignited in October, November and December.²

A new program gives lenders a chance to include payment history in underwriting. First-time homebuyers who want to transition from paying rent to owning a home could benefit from a new underwriting program from Fannie Mae allowing lenders to consider rent payment history.

You’ve been dreaming about this day for a long time. You beat out the competition in a fierce and cutthroat market and finally bought your first home. Now, you’re looking forward to moving in and setting up your house just the way you want it.

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If you recently bought a car, you may wonder when you can refinance your car loan to reduce the interest rate or lower the payment.

There's no better year to go through this midyear financial checklist.

Even if you’re no longer using it, closing an account could ding your credit score.