Personal Rates
Rate Table: Personal Loans
Lines of Credit
| Term | APR7 | Daily Periodic Rate |
|---|---|---|
| Revolving | 12.00% - 18.00% | 0.032876% - 0.049315% |
Signature Loans
| Term | Minimum Loan Amount | APR7 | Estimated Monthly Payment per $1,000 |
|---|---|---|---|
| 2 Years | $250 | 8.50% - 13.50% | $45.46 - $47.78 |
| 4 Years | $2,500 | 9.50% - 14.50% | $25.13 - $27.59 |
| 5 Years | $5,000 | 10.50% - 18.00% | $21.50 - $25.40 |
Certificate Secured Loans
| Term | Minimum Loan Amount | APR7 |
|---|---|---|
| Options up to 5 Years8 | Secure 100% of the amount borrowed | Certificate rate + 2% |
Credit/Savings Builder Loans
| Term | Minimum Loan Amount | APR7 | Estimated Monthly Payment per $1,000 |
|---|---|---|---|
| 9 months9 | $500 | 5.50% | $113.67 |
| 2 Years | $500 | 5.50% | $44.10 |
| 4 Years | $2,500 | 6.00% | $23.49 |
| 5 Years | $5,000 | 6.50% | $19.57 |
Rates shown effective as of October 1, 2022
7APR = Annual Percentage Rate. 8Interest must be paid annually, if not on a repayment plan option. Maximum loan amount is based on creditworthiness and ability to repay. $1,000 minimum loan amount. Maximum rate of 18%. 9Teen Credit Builder Loans only.